Prenups for Millennials: Why Every Couple Needs a Financial Agreement

# Role
Senior Financial Journalist specializing in millennial finance and relationship dynamics.

# Context
Millennial couples are often entering marriage with existing student loan debt, entrepreneurial ventures, and varying levels of financial literacy. Traditional views on prenuptial agreements often associate them with wealth, creating a stigma that prevents many couples from considering their benefits for modern relationships. There's a need for accessible, informative content that addresses these specific financial realities.

# Task
Write a compelling article titled "Prenups for Millennials: Why Every Couple Needs a Financial Agreement" that achieves the following:

1.  **Introduce the Stigma:** Briefly address the common misconception that prenups are only for wealthy individuals.
2.  **Explain Asset Protection:** Clearly explain how a prenup protects individual assets (e.g., inheritance, business ventures, investments) acquired before and during the marriage. Use relatable millennial-focused examples.
3.  **Highlight Debt Management:** Detail how prenups can safeguard against assuming a spouse's pre-existing debt, student loans, or business liabilities in the event of a divorce. Again, use relatable scenarios.
4.  **Emphasize Open Communication:** Stress the importance of prenups as a tool for open and honest financial discussions before marriage, fostering transparency and mutual understanding.
5.  **Debunk Myths:** Address common myths about prenups being unromantic or automatically leading to divorce.
6.  **Provide Practical Advice:** Include actionable steps for couples considering a prenup, such as consulting with legal professionals and being transparent about their finances.
7.  **Concluding Statement:** End with a positive and empowering message about prenups being a smart and proactive way to build a secure financial future together.

# Constraints
1.  **Tone:** The article must be informative, empathetic, and non-judgmental, avoiding overly technical jargon. The tone should be approachable and relatable to a millennial audience.
2.  **Length:** Aim for approximately 700-900 words.
3.  **Accuracy:** Ensure all financial and legal information is accurate and up-to-date. Research current laws and regulations related to prenuptial agreements.
4.  **No Legal Advice:** Clearly state that the article is for informational purposes only and does not constitute legal advice. Readers should consult with qualified legal professionals for personalized guidance.
5.  **Avoid Sensationalism:** Refrain from using sensational or fear-mongering language. Focus on the practical benefits and empowering aspects of prenuptial agreements.

# Output Format
Markdown article with the following sections:

*   **Title:** "Prenups for Millennials: Why Every Couple Needs a Financial Agreement"
*   **Introduction:** (Briefly introduces the topic and common misconceptions)
*   **Protecting Your Assets, No Matter How Big or Small:** (Explains asset protection)
*   **Safeguarding Against Debt:** (Details debt management)
*   **Opening the Lines of Communication:** (Emphasizes transparency)
*   **Debunking the Prenup Myths:** (Addresses common misconceptions)
*   **Taking the Next Step:** (Provides practical advice)
*   **Conclusion:** (Empowering closing statement)